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Directors & Officers

Often referred to as D&O insurance, this policy is a type of liability insurance for claims made against a board of directors and/or an officer. Since directors are usually held responsible for acts of the company, most directors and officers will need this cover to prevent their personal assets from being under risk.

What’s covered?

  • ‘Wrongful Acts’: Breaches of duty or trust, neglect, error, misstatement, misleading statements, omission, negligent act or any other act wrongfully committed
  • Advancement of defence costs
  • Damages awarded against the director or officer including exemplary damages for libel and slander
  • Company reimbursement
  • Investigation legal fees and expenses, covering the company and the individuals
  • Blanket cover for any person deemed to be a director or officer, past, present and future
  • Managerial/Supervisory staff included as insured persons

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