Hairdressers & Beauticians

This policy has been designed to meet the demands and needs of salon and mobile hairdresser based businesses who wish to insure against some of the risks that may be encountered whilst operating their business.

I have a Salon, what’s covered?

This product is designed for the majority of hair and beauty professionals. To quality for this product you must own or rent your own salon premises and have a total trade contents and stock sum insured not exceeding £500,000. This product covers the following:

• Buildings and contents of the premises
• Liabilities
• Loss of income
• Glass breakage
• Equipment breakdown
• Legal expenses
• Other optional cover such as treatment risks

I’m a Mobile Hairdresser, what’s covered?

This product is designed for any Hair & Beauty professionals that work from home; mobile or rent a chair in a salon premises and have no more than 10 persons working in the business. The policy by default covers for business liability to third parties and, where appropriate, employees. There is also additional cover that can be included:

• Material damage cover to tools and business equipment
• Contract works, own and hired in plant
• Personal accident
• Legal expenses