Itâ€™s a compulsory requirement for any person who uses, causes or permits a vehicle to be used on a road or other public place to have correct and valid insurance against third party risk.
Since July 2013, drivers without insurance for cars, vans or motorcycles face a 50% increase in on-the-spot penalties.
The Fine is set to rise from Â£200 to Â£300 including the 6 penalty points on your driving license â€“ many road safety and motoring groups feel the penalty is not enough to stop drivers who canâ€™t or wonâ€™t pay from getting behind the wheel. With a typical cost for 17 â€“ 22 years old car insurance tipping Â£1,750 a year, the scope of the fine looks like less of a deterrent.
In most cases, uninsured drivers will have their vehicles seized and impounded or even crushed.
The scope of the problem is huge â€“ around 13 million drivers are on the roads and 1 in 25 or around 500,000 have no insurance.
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