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DEFINITION OF UNDER-INSURANCE Known by the Insurance Industry as ‘Average’ the term 'subject to average' means that if the sum insured at the time of a loss is less than the insurable value of the insured property, the amount claimed under the policy will be reduced in proportion to the…

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To be in with the chance to win a £100.00 Amazon gift card all you need to do is let us know of any relevant renewal dates for some of your insurance policies that you do not have with us, along with your mobile number and email address and then…

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It's a legal requirement to have car insurance in the UK yet, it's extremely easy to invalidate your policy. Should you need to claim, you might find yourself not covered or at best, not receiving the full cover that the policy offers. Here are six easy ways to invalidate your…

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As the deadline for Brexit is quickly approaching, increasingly companies are preparing for the chance of a ‘no-deal’ Brexit. In the event of the UK leaving the European Union on 29th March without a deal, it will become a legal requirement to carry a physical document known as a Green…

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What is Landlord Insurance? Essentially, landlord insurance is a policy put in place to protect your interests as a landlord when renting property to tenants. It usually includes buildings and contents cover for your property, but it can also have additional features to cover financial protection for lost rent or…

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To be in with the chance to win a £50.00 Amazon gift card all you need to do is let us know of any relevant renewal dates for some of your insurance policies, along with your mobile number and email address and then you will be entered into the draw for…

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Let’s be honest, with all the excitement that comes with booking your holiday, the thought of arranging Travel Insurance can seem arduous and time-consuming. However, things can go wrong. Don’t ruin a trip of a lifetime just because you weren’t adequately covered, so here are five of our top tips…

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This is part six of a whole series of business insurance related guides - see all of the guides in this series. Whether your business owns two vehicles or multiple, it can be extremely time consuming and expensive to manage a fleet of vehicles. Certainly one of your biggest expenses…

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So, you're looking to rent? Great, but maybe you’re a little confused about what types of insurance policies you might need as a tenant? This short guide will hopefully clarify your confusion although remember, we’re here to help – just give us a call should you require no obligation advice.…

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